Privacy Policy

Your privacy matters to us

Effective Date: January 15, 2025

At xenoraphiqu, we believe transparency builds trust. This privacy policy explains how we collect, use, store, and protect your personal information when you use our inflation impact education platform. We're committed to safeguarding your privacy while providing valuable financial education resources tailored to Australian market conditions.

Information We Collect

Personal Information

When you interact with xenoraphiqu, we may collect various types of personal information to provide our educational services effectively. This collection happens through different touchpoints during your learning journey with us.

  • Contact details including full name, email address, phone number, and postal address when you register for our learning programs or events
  • Professional information such as job title, company name, industry sector, and years of experience to tailor our educational content
  • Educational background and financial literacy level to customize learning paths and recommend appropriate resources
  • Payment information processed securely through our certified payment processors when you enroll in premium educational programs
  • Communication preferences and consent records to ensure we contact you through your preferred channels

Technical Information

Our platform automatically collects certain technical information to improve your user experience and ensure optimal performance. This data helps us understand how our educational resources are being used and where we can make improvements.

Data Type Purpose Retention Period
IP addresses and device information Security monitoring and geographical content customization 12 months
Browser type and operating system Platform optimization and technical support 6 months
Learning progress and course completion data Personalized learning recommendations 3 years or until account deletion
Website interaction patterns Content improvement and user experience enhancement 18 months

How We Use Your Information

Your information serves multiple purposes in delivering our inflation impact education services. We've structured our data usage around core functions that directly benefit your learning experience and our ability to provide relevant, timely educational content.

Primary Uses

We use your personal information primarily to deliver educational services, send course updates and inflation impact insights, process registrations for learning programs, and provide customer support when you need assistance navigating our platform or content.

Educational Service Delivery

Your enrollment information helps us provide personalized learning experiences. We track your progress through our inflation impact courses to suggest relevant next steps and ensure you're building knowledge systematically. This includes sending completion certificates, progress updates, and recommendations for advanced learning modules.

Communication and Updates

We send educational newsletters featuring current inflation trends, policy changes affecting Australian consumers, and new learning opportunities. These communications are tailored based on your indicated interests and learning history. You can adjust your communication preferences at any time through your account settings.

Information Sharing and Disclosure

xenoraphiqu follows strict guidelines regarding information sharing. We believe in transparency about when and how your information might be shared with third parties, always ensuring your privacy rights are protected.

Service Providers

We work with carefully selected service providers who help us deliver our educational platform. These include payment processors for course fees, email service providers for educational newsletters, and hosting providers for our learning management system. All service providers sign confidentiality agreements and are required to handle your information according to Australian privacy standards.

Legal Requirements

In limited circumstances, we may be required to disclose personal information to comply with Australian legal obligations, respond to valid legal processes, or protect the rights and safety of our users and the public. We will notify affected users when legally permitted to do so.

No Commercial Selling

We do not sell, rent, or trade your personal information to third parties for commercial purposes. Your trust in our educational mission is paramount, and we maintain strict policies against commercializing your personal data.

Your Privacy Rights

Under Australian privacy legislation, particularly the Privacy Act 1988 and the Australian Privacy Principles, you have specific rights regarding your personal information. We're committed to facilitating these rights through clear processes and responsive support.

Access Your Information

Request a copy of all personal information we hold about you, including learning progress, contact details, and communication history. We'll provide this information within 30 days of your request.

Correct Inaccuracies

Update or correct any personal information that's inaccurate or out of date. You can make many changes directly through your account dashboard, or contact us for assistance with complex updates.

Delete Your Data

Request deletion of your personal information, subject to legal and business record-keeping requirements. We'll delete your data within 60 days, except where retention is required by Australian law.

Restrict Processing

Limit how we use your information while maintaining your account access. This might include pausing marketing communications while continuing educational service delivery.

Exercising Your Rights

To exercise any of these rights, contact our privacy team using the details provided below. We'll verify your identity and respond to legitimate requests promptly. There's no charge for most requests, though we may apply reasonable fees for excessive or manifestly unfounded requests.

Data Security and Protection

Protecting your personal information is a fundamental responsibility we take seriously. Our security measures combine industry-standard technical safeguards with organizational policies designed to prevent unauthorized access, disclosure, or misuse of your data.

Technical Safeguards

  • SSL/TLS encryption for all data transmission between your device and our servers, ensuring information remains secure during transfer
  • Database encryption for stored personal information, with separate encryption keys managed through secure protocols
  • Regular security audits and penetration testing conducted by independent cybersecurity specialists
  • Multi-factor authentication requirements for all staff accessing personal information systems
  • Automated backup systems with encrypted storage in geographically separate Australian data centers

Organizational Measures

Our team receives regular privacy training, and access to personal information is limited to staff members who need it for specific job functions. We maintain detailed logs of data access and have established incident response procedures to address any potential security breaches promptly and effectively.

Data Retention and Deletion

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes. Our retention schedules are designed to balance your privacy interests with legitimate business and educational needs.

Retention Periods

Active learning accounts and associated progress data are maintained while your account remains active plus three years after your last platform interaction. Financial records related to course payments are kept for seven years to comply with Australian taxation requirements. Marketing consent records are retained until you withdraw consent plus one additional year for compliance documentation.

Automated Deletion

We've implemented automated systems to delete personal information when retention periods expire. You'll receive notifications before automated deletion occurs, giving you the opportunity to download any information you wish to keep or reactivate your account if desired.

International Data Transfers

While xenoraphiqu primarily operates within Australia, some of our service providers may process your information in other countries. When this occurs, we ensure appropriate safeguards are in place to protect your privacy according to Australian standards.

Any international transfers involve countries with adequate privacy protections or are covered by binding legal agreements that require the same level of protection as provided under Australian privacy law. We maintain records of all international data transfers and the safeguards applied to each transfer.

Changes to This Policy

We review and update this privacy policy regularly to reflect changes in our services, legal requirements, or privacy practices. When we make significant changes, we'll notify you through email and prominent notices on our platform before the changes take effect.

Minor updates, such as clarifications or contact information changes, will be posted directly to this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we protect your privacy.

Version History

This policy was last updated on January 15, 2025. Previous versions are available upon request. Significant changes since our last update include enhanced data retention procedures and expanded user rights explanations to comply with recent privacy legislation updates.

Contact Our Privacy Team

If you have questions about this privacy policy, need to exercise your privacy rights, or want to report a privacy concern, please contact us:

Address: 2 Wood St, Launceston TAS 7250, Australia
Phone: +61262309439
Email: privacy@xenoraphiqu.com

Our privacy team responds to inquiries within 5 business days. For urgent privacy concerns, please call our main number and ask to speak with our Privacy Officer.